A Realtor has a buyer under contract. The borrower has strong credit, money for the down payment, and a stable financial picture. Everything appears to be moving toward closing. Then…
Yes. Eligible real estate investors may be able to finance a residential property containing five to ten units with a DSCR loan. Instead of qualifying primarily through personal employment income,…
Yes, eligible self-employed borrowers may be able to get a mortgage using personal or business bank statements. A Bank Statement mortgage allows a lender to evaluate qualifying income using eligible…
Too often, the Non-QM conversation begins only after the original loan strategy has fallen apart. A borrower starts with an agency loan. The broker collects tax returns, pay stubs, business…