Who We Are
Your Partner for Non-QM Lending Solutions
Foundation provides a Best Ex approach to product, pricing, and eligibility for our Brokers and Correspondents. Foundation’s executive management team has developed strong relationships within the secondary markets (PE Firms, Insurance Companies and Large Financial Institutions) to allow each Broker and Correspondent greater access to the secondary markets, which they would not normally have. This allows for an unlimited number of products, pricing, and eligibility compared to our competitors that work off one rate sheet offering one set of products and programs. The best part, all the products and programs that Foundation offers, are all originated to one core set of guidelines.
Secondary market players often move ‘in and out of the market’ in terms of pricing. Perhaps they offer incentive volumes or may need to fill a security so they will significantly improve their pricing to increase volume. Instead of Foundation capitalizing on the additional spread over our margin, we pass those pricing incentives to the Brokers and Correspondents. Foundation has completely reengineered the thought process by placing the originator in control giving them unfettered access to some of the top players in the NonQM space.
Our PPE will return products and programs for the Brokers or Correspondent to choose the best terms based either on Pricing, Eligibility (FICO, LTV or Loan Amount) or Product (CES DSCR) thereby getting the best terms for their borrower’s. If a loan falls outside our competitors credit box it is denied, not at Foundation. We have the innate ability to close every good credit qualifying loan increasing your commissions and providing superior service to your. At Foundation, we put the originator in total control.
What We Do
Dedication to Your Success
Our philosophy is simple: your success is our success. Every aspect of the Foundation Mortgage process is meticulously designed to ensure a seamless, superior home financing journey for both our partners and their clients. We strive to be the lender you can always count on to close your loans efficiently and effectively.
Grow Your Business with Us
Partner with Foundation Mortgage, where we’re dedicating to building solid foundations for our Non-QM Broker and Correspondent clients across the nation. Let’s embark on a journey of financial empowerment and success together.
MISSION + VALUES
Our Mission
To empower financial success and homeownership for our Wholesale and Correspondent partners and their clients through personalized, efficient, and transparent Non-QM mortgage solutions. Foundation Mortgage strives to simplify the complex process of Non-QM mortgage lending with expertise, technology, and a human touch, ensuring that every client feels supported and valued.
Core Values
- Mutual Accountability: Foundation Mortgage embraces collective responsibility with our Broker and Correspondent partners, taking the initiative to address and resolve challenges together.
- Passion for Excellence: Foundation Mortgage is driven by a fervent quest for excellence and outstanding service, we constantly strive to exceed expectations.
- Transparent Communication: Foundation Mortgage prioritizes clear and honest dialogue to foster trust and understanding in all our relationships.
- Valuing Partnerships: Foundation Mortgage recognizes the importance of our Broker and Correspondent Non-QM partners, we focus on nurturing these relationships with care and respect.
What Our Clients Have To Say!
Become a Partner
Start your Non-QM journey and join Foundation Mortgage as a wholesale broker today to unlock the benefits of a partner to a Wholesale Lender specializing in non-QM mortgages.
