Wholesale Non-QM Lending

Foundation Mortgage is a national mortgage lender and third-party originator specializing in wholesale and non-delegated correspondent lending. The company helps mortgage professionals serve qualified borrowers and property scenarios that may fall outside traditional agency guidelines.

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For media inquiries, interview requests, or company information, please reach out directly to our VP of Marketing. Include your publication name, deadline, topic, and preferred contact method.

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Carl Holman

Vice President of Marketing
Foundation Mortgage Corporation
Email
cholman@foundationmortgage.com
Phone
904-226-4843
Address
1680 Michigan Ave., Suite 700,
Miami Beach, FL 33139

Press Releases

Official company announcements and formal statements

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Grow Your Business with Us

Partner with Foundation Mortgage, where we're dedicated to building solid foundations for our Non-QM Broker and Correspondent clients across the nation. Let's build your success together.

Interested in becoming a partner? Brokers and Correspondents can submit a partner request here.

News

We consistently make headlines for our expert insights on the wholesale mortgage industry and the related economic environment. Stay informed here.

Newsweek

Newsweek

When Will Mortgage Rates Drop? Top Housing Market Economist’s Prediction

October 11, 2026

In a Newsweek article examining when mortgage rates may decline, Foundation Mortgage CEO Marc Halpern shares his perspective on housing affordability and the challenges facing homebuyers. Halpern explains that while lower mortgage rates could stimulate buyer activity, affordability and housing inventory remain significant obstacles. He encourages buyers to focus on what they can comfortably afford today, explore available financing options, and consider refinancing if rates decline in the future.

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HousingWire

HousingWire

Non-QM is a fit, not a fallout

October 6, 2026

In a contributed article for HousingWire titled “Non-QM Is a Fit, Not a Fallout,” Foundation Mortgage CEO and Founder Marc Halpern challenges the traditional perception of Non-QM lending as a last resort. Drawing on his industry experience, Halpern explains why mortgage brokers should evaluate alternative financing solutions earlier in the loan process, particularly for self-employed borrowers, real estate investors, and borrowers with nontraditional income. He emphasizes that Non-QM lending offers a legitimate, well-underwritten financing path and encourages brokers to adopt a “Non-QM First” mindset to better serve qualified borrowers and expand lending opportunities.

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MPA - Mortgage Professional America

MPA - Mortgage Professional America

Non-QM's growth is attracting lenders who won't last, executive says

August 18, 2026

Marc Halpern, CEO of Foundation Mortgage in South Florida, said the wave of new wholesale lenders entering non-QM is not surprising. However, for some of those new companies, market education is coming faster than they expected....

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Company Boilerplate

Approved language for journalists and publications

Foundation Mortgage Corporation is a wholesale and correspondent mortgage lender specializing in Non-QM lending solutions for mortgage brokers and industry professionals. With a broad product suite, common-sense underwriting approach, and a focus on real-world borrower scenarios, Foundation helps broker partners serve clients who may not fit traditional agency guidelines.

Foundation Mortgage Corporation is headquartered in Miami Beach, Florida. NMLS #5057. Equal Housing Lender.

Compliance Disclaimer

This page is intended for media, industry professionals, and informational purposes only. The information provided is not intended for consumers or as a commitment to lend. Programs, guidelines, pricing, and eligibility are subject to change without notice. All loans are subject to credit, collateral, underwriting, investor, and program approval. Foundation Mortgage Corporation, NMLS #5057. Equal Housing Lender.